Amazon Updates Business Solutions Agreement to Bar Transferring Selling-Account Rights and Pledging Future Amazon Revenue as Loan Collateral, Effective August 24, 2026
Amazon updated its Business Solutions Agreement (BSA) on May 29, 2026, adding language that takes effect August 24, 2026. The change explicitly prohibits sellers from transferring their rights or obligations under the agreement — broader than the prior wording, which required Amazon's written consent to transfer the agreement itself — and adds a new explicit ban on pledging the right to receive future Amazon sales revenue to third parties as loan collateral. The update is aimed at practices common in account acquisitions and revenue-based lending, and sources note it has a direct impact on aggregator deal flow and on financing that uses Amazon disbursements as security. Sellers whose registered operator information does not match the entity actually running the account, or who have pledged future payouts to a lender, are most exposed.
Key Points
- Announced May 29, 2026 and effective August 24, 2026: an update to the Amazon Services Business Solutions Agreement (BSA)
- Sellers are now explicitly prohibited from transferring their 'rights or obligations' under the agreement, not just the agreement itself as the prior language addressed
- A new explicit prohibition bans pledging the right to receive future Amazon sales revenue to third parties as loan collateral
- The change directly affects aggregators acquiring Amazon accounts, account brokers, and growth lenders that use Amazon disbursement streams as security
- Sellers whose registered operator/entity information does not match the party actually running the account risk account suspension or a fund freeze
- Continued use of the selling account after the effective date constitutes acceptance — there is no separate opt-out for BSA changes
What You Should Do Now
- 1Review any existing financing arrangements that pledge future Amazon sales revenue or payouts as collateral and discuss alternatives with your lender before August 24, 2026
- 2Confirm that your registered seller-account entity and operator information match the party actually running the account, and correct any mismatch
- 3If you plan to sell or transfer your business or account, route the transfer through Amazon's formal compliance pathway rather than an informal handover
- 4Read the updated Business Solutions Agreement in full so you understand the new transfer and revenue-pledge restrictions before they take effect