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πŸ‡ΊπŸ‡Έ USPaymentsMedium ImpactSeptember 21, 2026

Amazon Turns On Express Payout by Default for Eligible US Sellers: Payouts Within 24 Hours, Including Weekends and Holidays, at No Cost (September 21, 2026)

Effective: September 21, 2026
US sellers with a business address in one of the 50 states whose bank account supports instant transfers, or who are paid to a US-issued Mastercard or Visa debit card. Sellers whose banks do not yet support instant transfers keep their current payout timing.

Starting September 21, 2026, Amazon made Express Payout active by default for eligible US sellers at no cost. Once Amazon initiates a payout, funds now reach eligible bank accounts within 24 hours, including weekends and holidays, instead of the usual 3 to 5 business days. Eligibility depends on the seller's bank supporting instant transfers, a business address in one of the 50 US states, and a payout of $10 million or less. The change speeds up how quickly an initiated payout lands; Amazon's announcement does not change when funds become available for disbursement.

Real-World Impact

A $60,000 payout sent to a debit card is above the $50,000 debit card limit, so Amazon routes it to the bank account instead; a $40,000 payout to the same card arrives within 24 hours.

Key Points

  • Express Payout is active by default for eligible US sellers starting September 21, 2026, at no cost β€” no seller action is required
  • Once a payout is initiated, funds reach eligible bank accounts within 24 hours, including weekends and holidays, instead of 3 to 5 business days
  • Eligibility: a US bank account that supports instant transfers (checked against The Clearing House database), a business address in any of the 50 US states, and a payout of $10 million or less
  • US-issued Mastercard or Visa debit cards receive payouts of $50,000 or less within 24 hours; larger amounts are routed to the bank account
  • If a seller's bank does not yet support instant transfers, payouts continue as they do today and Amazon says it will notify the seller when Express Payout becomes available
  • Status can be reviewed on the Payments dashboard; the announcement does not change fund-availability rules such as the DD+7 reserve

What You Should Do Now

  1. 1Open the Payments dashboard in Seller Central to confirm whether Express Payout is active on your account
  2. 2If it is not active, check with your bank whether it supports instant transfers β€” eligibility is verified against The Clearing House database
  3. 3If you are paid to a debit card, keep the $50,000 card limit in mind; larger payouts go to your bank account
  4. 4Update cash-flow planning for faster settlement of initiated payouts, while still accounting for the DD+7 hold on when funds become available
This summary is written in our own words based on the official source linked above. Policies may be updated after publication. Always check the official Amazon source for the latest details.
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